Sentinel

See trouble before it costs you

Sentinel monitors the health of every merchant account in near real time and warns you before disputes, fines, or shutdowns hit. Know what is happening, and why, while you can still act.

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  • MID-257 Auth rate declining

    88.3% → 85.1% over 7 days

  • MID-188 VAMP threshold approaching

    0.92% chargeback rate (limit: 1.0%)

  • MID-6294 Volume spike detected

    +42% vs 30-day average

Near-real-time MID health monitoring

Watch every account move in near real time, not 30 days later in a stale report.

Early warnings

Get flagged before a problem becomes a fine or a shutdown, with time to act.

Root-cause clarity

See exactly what is driving an issue, broken down by MID, BIN, network, and acquirer.

No hard integrations

Sentinel reads your transaction and dispute data and runs alongside your stack. No heavy lift.

You see trouble before it lands

Near-real-time MID health monitoring

Live updates on every account as auth rates, VAMP, and volume move, so nothing catches you by surprise.

MID Score Auth VAMP
MID-325
$342K
94 96.1% 0.12%
MID-122
$289K
87 94.3% 0.21%
MID-188
$78K
32 79.4% 0.34%

Early warnings before disputes, fines, or shutdowns

Sentinel flags accounts trending toward trouble days ahead, turning a future fine into a problem you fixed early.

Active Warnings
  • MID-257 Auth rate declining

    88.3% → 85.1% over 7 days

  • MID-188 VAMP threshold approaching

    0.92% chargeback rate (limit: 1.0%)

  • MID-6294 Volume spike detected

    +42% vs 30-day average

Root-cause clarity by MID, BIN, network, and acquirer

When something moves, see exactly where it is coming from, so you fix the cause instead of guessing.

Issue breakdown
MID
MID-188 Primary driver
BIN
424242 38% of disputes
Network
Visa 1.12% CB rate
Acquirer
Chase 2 merchants at risk

Portfolio-level reporting for merchants, ISOs, and banks

Roll it all up into clear, shareable reporting that works for a single merchant or an entire portfolio.

Portfolio Overview
Merchants
47 merchants
Healthy
41 healthy
At risk
4 need attention
Volume
$18.2M/mo

Trust & security

No co-mingled data

Per-merchant, per-MID isolation

Processor & gateway agnostic

Zero conflicts of interest

Read-only data ingestion
No custody of funds
Deterministic and explainable decisions
Built to run safely inside existing payment stacks

See RouteSense in action

Bring your accounts, your gateways, and your data into one platform. We will show you where your approvals are leaking and how much you can win back.

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