Portfolio-wide visibility
Every merchant, every MID, one live view. Know which accounts are healthy and which need attention before they become a problem.
ISOs
Portfolio Management for ISOs
See the health of every merchant account in your portfolio, get ahead of the ones at risk, and earn on routing across MIDs you did not even board. One platform to protect your residuals and prove your value.
Request a demo- Total Merchants
- 47
- Healthy
- 41
- Warning
- 4
2 merchants require immediate attention
Action required within 3-7 days to prevent MID termination
- TechGear Direct (Merchant-1247)Critical
- FitnessHub Online (Merchant-0892)7 days to risk
Auth rate declining: 88.3% → 85.1%
Action: Contact merchant about card updates
- BeautyBox Subscription (Merchant-1683)
All metrics within healthy ranges
- HomeStyle Furnishings (Merchant-2156)
All metrics within healthy ranges
Earn revenue anywhere
Monetize routing across your whole book, including MIDs you did not board. New revenue from accounts you already manage.
Unified reporting
All of your portfolio data in one place, in plain view. No more pulling reports from a dozen processors to see how your book is doing.
White-label reporting
Put your brand on it. Give your merchants a clean, professional view of their performance under your name.
How RouteSense helps ISOs
Protect residuals with proactive alerts
Your residuals depend on accounts staying open. RouteSense flags merchants heading toward trouble days in advance, with the specific action to take, so you can step in before a MID gets terminated and your revenue walks out the door.
- Total Merchants
- 47
- Healthy
- 41
- Warning
- 4
2 merchants require immediate attention
Action required within 3-7 days to prevent MID termination
- TechGear Direct (Merchant-1247)
Chargeback rate 1.2% (Threshold: 1.0%)
Action: Review dispute management
- FitnessHub Online (Merchant-0892)3 days to risk
Auth rate declining: 88.3% → 85.1%
Action: Contact merchant about card updates
- BeautyBox Subscription (Merchant-1683)
All metrics within healthy ranges
- HomeStyle Furnishings (Merchant-2156)
All metrics within healthy ranges
Earn on routing services
Charge for routing across your portfolio, not just the accounts you boarded. RouteSense turns intelligent routing into a new revenue line on volume you already oversee, with the numbers laid out per merchant.
Routing-Only Services
47 merchants
$18.2M/mo volume
12 basis points
$21,840/mo
+142% vs last month
Your Boarded MIDs
+8%23 merchants
$9.4M/mo volume
4 basis points
$3,760/mo
+24%
Top Routing-Only Revenue
- 1 GlobalTech Inc Chase (External) • $2.8M/mo$1,120
- 2 RetailPro Systems First Data (External) • $1.9M/mo$760
- 3 CloudCommerce Worldpay (External) • $1.5M/mo$600
- 4 Sun Worldpay (External) • $1.2M/mo$340
- 5 Marble Worldpay (External) • $1.1M/mo$230
Prove value to acquirers
Walk into every acquirer conversation with portfolio health, authorization rates, and chargeback performance in hand. Show them a clean book and become the partner they want to send more volume.
- Portfolio Health Score 87 /100 +3 ptsStable
- Portfolio Chargeback Rate 0.42% -0.08%excellent
- Avg. Authorization Rate 91.8% +2.1%excellent
- MIDs in Good Standing 97% Stableexcellent
How RouteSense works
Connect
Point your checkout at RouteSense and bring your accounts and gateways. We emulate a standard gateway, so for most stacks it is a switch, not a rebuild.
Analyze
We read every transaction along with live fraud and dispute data, then turn it into a clear, real-time picture of where your payments are winning and where they are leaking.
Act
RouteSense puts every transaction on its best path, rebalances volume before accounts hit their limits, and surfaces the wins. Set your priorities once and the platform does the rest.
Product suite overview
Three products, one platform. Intelligence, protection, and routing for the modern payment stack.
Pathfinder
Intelligent transaction routing that puts every payment on its best path to approval. More transactions through, more revenue captured, on autopilot.
Sentinel
Dispute and fraud monitoring in near real time. See where trouble is coming from and shut it down before the chargebacks stack up.
MIDAS
The credit score for merchant accounts. One clear health score per MID across the full payment lifecycle, so you always know where to put your volume.
See RouteSense in action
Bring your accounts, your gateways, and your data into one platform. We will show you where your approvals are leaking and how much you can win back.
Request a demo