Real-time MID health scoring
Know the health of every merchant account the moment it changes, not 30 days later in a stale report. Spot trouble before it costs you approvals.
Merchants
The Intelligence Layer for Payments
RouteSense sits between your checkout and your gateways and quietly makes every transaction work harder. Healthier accounts, higher approvals, and all of your payment data in one place. More revenue from the volume you already have.
Request a demo- MID-8472Selected
- MIDAS Score
- 94
- Rate
- 96.1%
- Capacity
- 78%
- MID-3291
- MIDAS Score
- 72
- Rate
- 87.2%
- Capacity
- 92%
- MID-1029
- MIDAS Score
- 45
- Rate
- 79.4%
- Capacity
- 98%
Routed to MID-8472: Selected for highest MIDAS score (94) with excellent health and 96.1% rate.
Optimal route transactions
Every transaction goes to the account most likely to approve it, automatically. No manual rules, no babysitting, no guesswork.
Approval rate optimization
More good transactions get through. That means more revenue from the same traffic and real return on your marketing spend.
Understand your payment data
Every transaction, decline, and dispute in one place, in plain view. Stop piecing together reports from five processors to see what is happening.
How RouteSense helps merchants
Most merchants find out an account is in trouble after approvals have already dropped. RouteSense catches it early, so you can act before it costs you.
Real-time MID health visibility
See every merchant account in one dashboard, scored and ranked in real time. MIDAS is the credit score for your merchant accounts: one number that tells you what is healthy, what is slipping, and where to move next. No more flying blind.
| MID | Score | Projected | VAMP | Route |
|---|---|---|---|---|
| MID-325 | 94 | 94 → 91 7d forecast | 0.12% | 45% |
| MID-323 | 92 | 92 → 91 7d forecast | 0.11% | 40% |
| MID-122 | 87 | 87 → 82 7d forecast | 0.21% | 28% |
| MID-257 | 71 | 71 → 58 7d forecast | 0.26% | 18% |
| MID-188 | 32 | 32 → 18 7d forecast | 0.34% | 9% |
Intelligent routing maximizes approvals
RouteSense sends every transaction to the strongest account available, in milliseconds. The result is more approvals, more revenue, and zero manual work. You set the goal once and the platform does the rest.
- MID-8472Selected
- MIDAS Score
- 94
- Rate
- 96.1%
- Capacity
- 78%
- MID-3291
- MIDAS Score
- 72
- Rate
- 87.2%
- Capacity
- 92%
- MID-1029
- MIDAS Score
- 45
- Rate
- 79.4%
- Capacity
- 98%
Routed to MID-8472: Selected for highest MIDAS score (94) with excellent health and 96.1% rate.
Balance volume across MIDs
Never blow through a cap or overload an account again. When a MID gets close to its limit, RouteSense automatically shifts traffic to keep everything inside safe thresholds and your revenue flowing.
MID-6294 approaching capacity limit. Traffic automatically shifting to MID-8821 and MID-5128.
- 45%MID-8821Chase $45K / $100K
- 78%MID-7453First Data $78K / $100K
- 92%MID-6294 Auto-RebalancingWorldpay $92K / $100K
How RouteSense works
Connect
Point your checkout at RouteSense and bring your accounts and gateways. We emulate a standard gateway, so for most stacks it is a switch, not a rebuild.
Analyze
We read every transaction along with live fraud and dispute data, then turn it into a clear, real-time picture of where your payments are winning and where they are leaking.
Act
RouteSense puts every transaction on its best path, rebalances volume before accounts hit their limits, and surfaces the wins. Set your priorities once and the platform does the rest.
Product suite overview
Three products, one platform. Intelligence, protection, and routing for the modern payment stack.
Pathfinder
Intelligent transaction routing that puts every payment on its best path to approval. More transactions through, more revenue captured, on autopilot.
Sentinel
Dispute and fraud monitoring in near real time. See where trouble is coming from and shut it down before the chargebacks stack up.
MIDAS
The credit score for merchant accounts. One clear health score per MID across the full payment lifecycle, so you always know where to put your volume.
See RouteSense in action
Bring your accounts, your gateways, and your data into one platform. We will show you where your approvals are leaking and how much you can win back.
Request a demo